Early Mortgage Payoff Program

(Question: Q.)  What are the risks?

(Answer: A) There really are none. Since you continue to make your payments in the same manner as before, with no changes in paperwork or ownership. The only change is that you now understanding how banks have benefited from your property and you now have a system working on your behalf  

(Question: Q.)  Who is behind this process?

(Answer: A) This process was developed by, JONES and Associates. Yet, it is funded by establishing your on home-based business. As you share this information with others, you will earn the extra income to increase your acceleration margin, accelerating your Debt Payoff Date.

(Question: Q.) I'm confused, what is this, in a nutshell?

(Answer: A) This company has a relationship with a number of network marketing companies who pay commissions for introducing their products to others through the sales of membership into the EMPP*. (With the introduction of just 5-other people, you can earn an additional income large enough to payoff your entire mortgage in just 5-Years or less by increasing your personal income.) This is not a guarantee of income, but anticipation based on the potential of your efforts. Our structuring of Marketing Companies/Vendors makes it impossible to fail if you maintain your desire to be free and/or help other to be free.  

(Question: Q.) I have heard a lot about "Mortgage Cancellation" or "Mortgage Settlement" programs. Is this what you offer?

(Answer: A) NO! This program is in no way, shape or form associated with "debt settlement" or "cancellation" of your mortgage. Our Debt Freedom Report outlines your complete debt payoff period to the date you will be Debt-FREE. Every month you will pay your bills according to your printout schedule. If your mortgage company has online access, you can even go online and see how it’s benefiting your balances. And at the end of the term of the newly scheduled period, your mortgage and other creditors will be completely paid off!

(Question: Q.) Do I have to give up ownership of my home to do this?

(Answer: A) NO! No one will be added onto the title with you. The EMPP* helps you to create leverage from Networking, as the banks have used it to their advantage through monetization.  (Which is the only reason they fund mortgages anyway). You still have full control of your home. You are not giving up anything except your debts!  

(Question: Q.) What if I get into this and then change my mind?

(Answer: A) Since there is no contractual agreement, you can stop participating in the EMPP* at anytime, or as often as you choose. You answer to no-one and are not responsible to contact anyone. However, a participating Vendor may require your written withdrawal if you want to withdraw from their income building program. You will be advised before your participation of any rules governing any Networking agreement we recommend.  

Remember, the reason for participating in the EMPP* is to create choices, and help you regain control of your life.

(Question: Q.) What if I have a home or property, but no mortgage?

(Answer: A) If you have a free and clear residential property ("free and clear" meaning for this purpose; any property that does not have any liens, mortgage or encumbrance against it.) And you have no outstanding debts, ALL of the commissions your business earns are yours to keep, with the exception of that which must be paid in taxes and you will learn ways to offset some of those.  

(Question: Q.) What if I am behind in my payments or in foreclosure?

(Answer: A) Then you really need this program.  

(Question: Q.) How much liquid cash do I have to have in my home to qualify?

(Answer: A) None!

(Question: Q.) Can this possibly be legal?

(Answer: A) YES! It is just as if you went to your bank and said I will work for you to promote your banking business. However, I want you to pay me a commission for everyone who opens an account with your bank at my recommendation. And, if someone I personally recommend refers another, I want you to pay him or her for referring another person. Plus, I want to be paid for their referrals, because if I hadn’t told the first person the second one couldn’t be there. Also, since these people will be banking with your bank every month and we made the connection possible, we want to be paid every month. Now that I’m earning more money than I was when I took-out my mortgage, I want to pay more towards paying it off sooner... Now, we know the bank will not choose to make that agreement with you, they don’t have to; because you tell people and they get your help for FREE! But, Networking companies will and do make those offers all the time and this is what we are doing.  

(Question: Q.) What is the fee for this process?

(Answer: A) The ONLY fee for the EMPP* is the cost of ordering your Payoff Report. (Currently just 25.00) Increase expected as of January 2012.  

(Question: Q.) What is the purpose for social security numbers?

(Answer: A.) The EMPP* will NEVER ask you for your social security number. However, because the commission checks that are issued by our Vendors are reported on IRS Tax Forms 1099, they may require your social security or federal ID number. (And if your annual income with any single vendor exceeds $400 - most will submit a form to the Internal Revenue Service as required by law.  

(Question: Q.) How is this program handled if a residence is held in trust or controlled in trust before joining?

(Answer: A.) Nothing changes, since there are no requirements affecting ownership.  

* Early Mortgage Payoff Program